McChessney Appraisal Service provides honest and ethical appraisals for Allen County

Honesty and Integrity: McChessney Appraisal Service

We consider what we do as a profession. Requirements to become a licensed appraiser have increased more than ever before. That's why it goes without question in this day and age that real estate appraisal can certainly be dubbed a profession rather than a trade. As with any profession we have a strict ethical code.

We have a lot of responsibilities as appraisers, but first and foremost we answer to our clients. More often than not, in residential practice, the lender (or an agent of the lender) places the order to the appraiser, becoming the appraiser's client. Consequently, appraisers are typically restricted to only disclosing their findings to their clients, so as a homeowner, if you desire to obtain a copy of the appraisal document, you normally have to request it from your lender.

Other obligations include accurate figures appropriate to the nature of the report, acquiring and sustaining an appropriate level of competency and education, and of course, the appraiser must behave in a professional manner. Maintaining high ethics and client confidentiality is standard operating procedure for us at McChessney Appraisal Service.

Appraisers will frequently be obligated to consider the interests of third parties, including homeowners, both buyers and sellers, or others. Typically the third parties are clearly defined in the appraisal report. An appraiser's fiduciary roll is limited to those third parties who the appraiser knows, based on the scope of work or other things in the framework of the job.

McChessney Appraisal Service has an established reputation for producing competent and ethically superior appraisals. To learn more, contact us.


Appraisers also have duties outside of boundaries of with whom we share information For example, appraisers must keep their work files for at least five years - at McChessney Appraisal Service you can rest assured that we adhere to that rule.

McChessney Appraisal Service holds itself to the industry standards and mandates set in place for ethics. We refuse to accept anything less from ourselves. Working on assignments where our fee is dependent on our value conclusion is not something we can consider. In other words, we can't agree to do an appraisal report and collect payment on the contingency of the loan closing It should be obvious that fabricating a home's value to achieve essentially a higher paycheck is unethical! This isn't how we operate.

Finally, the Uniform Standards of Professional Appraisal Practice explicitly describes a violation in ethics as the acceptance of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" as well as other situations. We diligently follow these rules to the letter which means you can rest easy knowing we are going above and beyond to get you an accurate home or property value.

When you order an appraisal from McChessney Appraisal Service, we'll make sure you're getting the professional service you expect along with the business principles we're known for.